All Types Credit Card, Debit Card & Gift Card Activation

You can activate your credit card, debit card, gift card issued by any banks within few minutes after following the step by step guide described below. Have you just got your card from the mailbox? Then you are one step further before you can use it. Activation. Let’s see how it’s done.

Every issuer (bank) has their own activation process of their issued card. However they all tries to make the activation process easier, safe and efficient. So here the common activation process with which you can activate your card regardless from the fact which bank issued them.

Credit Card Activation

Common methods used for credit card activation.

  • Online activation
  • Activation via phone

Credit Activation Online

Visit the official website of the bank from where you received your card. There is a sticker attached on your newly bought card which contains the activation process instruction. You can find the name of the website written there. 

But if the sticker is not present then you can obviously find the website name on the back side of your card.

Now that you are on the bank’s website follow these easy steps

Step 1:  Login to your account with your User ID and Password.

If you have not register your account then you need to register your account first. After the completion of your registration of your account online you can login to your account.

Step 2: Now that you are Logged in to your account, go to setting where      

         you will find Activate Card option. Click on that one and fill in your   

         card information. The required information to be submitted are

  • 16 digit card number
  • Card expiry date
  • 3 digit card security code
  • Your date of birth
  • SSN number

Step 3: After you provide these details you will receive an OTP into your        

         registered mobile phone. Enter the OTP received and set the PIN     

         number for your card.

Now your card will be activated and ready to use for online payments and   in any atm of the respective bank.

Credit Card Activation Via Phone Number

Another way you can activate your credit card would be to call the customer service facilitated by the card issuer company.

You can find the number printed on the back side of your card or on a sticker attached to the card.

First gather the information you need to provide which are

  • 16 digit credit card number
  • Account number
  • 3 digit card security code
  • Expiry date of the card
  • Date of your birth or SSN 

Now that you collect the information you need to provide,dial the number 

Where you will reach a recorded voice instructing you to the activation process. 

You now have to enter the details of your card. After giving the details you will receive an OTP on your registered phone and once you provide that code you can set your PIN for your card.

However, if you feel like not answering the recorded voice you can click “0” which will connect you to the customer care assistance who will guide you through the activation process.

Now your card is activated for future use.

Activate Credit Card: Visiting the nearest bank branch

If you are near to the bank which from where you received your card then the easiest way to activate it by visiting them. They will ask for the card details and an identity for your personal verification. Then within a few minutes you will have your card activated and ready to use.

These are the common Credit Card activation process which are used by almost all the banks available.

Debit/Gift Card Activation

Activating Debit/Gift card is quite the same as  that of Credit Card Activation. Here are some common Debit Card Activation  techniques you can apply to activate you card.

  • Online activation
  • Activation via SMS
  • Activation via IVR(interactive voice response)
  • Visiting the nearest ATM
  • Visiting the nearest bank branch

Let’s describe these process briefly.

Debit/Gift Card Activation Online : (website/app)

You can follow the following steps after logging to your register account of the respective bank. But if you have not registered your account online then you have to do that first.

  • Go to My Cards and click on Activate shown on your new cards menu.
  • After this you will have to provide you card details(16 digit card number,expiry date and security code) and your gmail id or your registered phone number.
  • You will receive a confirmation email or a messageand your card is activated and ready to use.

Debit Card / Gift Card Activation via SMS

You can activate your card through an SMS service also. Follow these steps and your card will be activated.

  • You have to type a message in a format similar to this one “card pin<space>last 4 digits of your card number<space>last four digit of your account number ”. But it may vary from bank to bank so you have to check their website to know that information.
  • Now you have to send it to the number which you can find on the bank’s website or on the paperwork attached to your card when you received it. 
  • You will receive a 4 digit pin on your phone that will be valid for 24 hours.
  • Now go to the nearest ATM machine of the respective bank
  • Insert your card and enter the pin that you received on the message box.
  • Change the pin number of your debit/gift card

Debit Card/ Gift Card Activation via IVR(Interactive Voice Response)

Next way to activate your Debit/Gift card is through calling the customer service. This activating process involves following steps. 

  • Call to the phone number of the respective bank which can be found on the back side of your card  from your registered phone.
  • Provide your debit/gift card number and your account number.
  • You will now receive 4 digit pin on your mobile phone through message.
  • Now go to the nearest ATM machine of the respective bank.
  • Insert your card and enter the pin that you received on the message box.
  • Change the pin number of your debit/gift card and your card is ready to use.

Activating by Visit the nearest ATM Machine

One of the easiest ways to activate your card is to visit your nearest ATM machine of the respective bank and then apply the following steps:

  1. Insert your debit card in the ATM machine 
  2. Since the card is being used for the first time there will be a generate pin option. Click on that one.
  3. Now you need to provide your account number and your phone number.
  4. You will receive an OTP on your registered mobile phone. Enter it.
  5. Now you can change your pin number and your card will be activated. 

Debit Card Activation by Visiting the nearest bank branch

If you are near to the bank which from where you received your card then the easiest way to activate it by visiting them. They will ask for the card details and an identity for your personal verification. Then within a few minutes, you will have your card activated and ready to use.

Conclusion

I hope this article was helpful and you were able to activate your credit/debit/gift card without any difficulties. But if there are any queries or problems you encounter while your card activation process, comment down your problem so that I can help you solve it.